Equifax rating history

Financial Data & Credit Reporting

Historical rating trends and review volume analysis

Current Rating

1.2
1.2

Total Reviews

334

Verified customer feedback

About Equifax

Equifax is a major credit bureau that provides consumers with access to their credit reports, scores, and monitoring services. The company offers various personal and business products focused on credit monitoring, identity theft protection, and fraud alerts. They also facilitate credit report disputes and provide educational resources on personal finance and credit management.

🏢 Financial ServicesCredit BureauCredit MonitoringIdentity ProtectionFinancial DataConsumer Credit
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Rating & Reviews Trend

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Review Velocity

Daily new reviews. Spikes may indicate viral events or potential manipulation.

📋 Rating Snapshots

DateRatingReviewsChange
Jan 09, 2026
1.2
334
Jan 08, 2026
1.2
334(+1)
Jan 07, 2026
1.2
333
Jan 06, 2026
1.2
333
Jan 05, 2026
1.2
333
Jan 04, 2026
1.2
333
Jan 03, 2026
1.2
333
Jan 02, 2026
1.2
333
Jan 01, 2026
1.2
333
Dec 31, 2025
1.2
333

📊 AI Summary

Equifax receives overwhelmingly negative feedback, reflected in its 1.2/5 rating, with customers citing severe issues across customer service, account management, and technical functionality. The primary complaints revolve around impossible-to-resolve account errors, unresponsive and difficult-to-understand customer support, and frustrating billing practices, particularly concerning free trials and cancellations.

What customers like

  • Website offers free weekly credit reports and scores.
  • Provides tools for placing security freezes and fraud alerts.
  • Offers various paid monitoring plans (Equifax Complete) for identity protection.

Main concerns

  • Extremely poor and unresponsive customer service, including long hold times and agents who are difficult to understand.
  • Significant difficulty in correcting personal data errors (like birthdays) or canceling services, leading to ongoing charges.
  • Outdated technology and frustrating online processes for downloading reports or managing accounts.

💡 About This Data

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AI Analysis

Monthly comparisons powered by GPT-5-nano