Divvy rating history

Fintech / Spend Management Software

Historical rating trends and review volume analysis

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Current Rating

2.2
2.2

Total Reviews

222

Verified customer feedback

About Divvy

Divvy, now operating under the name BILL Spend & Expense, provides financial technology solutions focused on spend and expense management, including business credit cards, virtual cards, and tools for accounts payable/receivable, cash flow forecasting, and procurement for small to midsize businesses and accounting firms.

🏢 Financial TechnologySpend ManagementExpense ReportingBusiness CreditAccounts PayableProcurement
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Rating & Reviews Trend

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Review Velocity

Daily new reviews. Spikes may indicate viral events or potential manipulation.

📋 Rating Snapshots

DateRatingReviewsChange
Jan 09, 2026
2.2
222
Jan 08, 2026
2.2
222
Jan 07, 2026
2.2
222
Jan 06, 2026
2.2
222
Jan 05, 2026
2.2
222
Jan 04, 2026
2.2
222
Jan 03, 2026
2.2
222
Jan 02, 2026
2.2
222
Jan 01, 2026
2.2
222
Dec 31, 2025
2.2
222

📊 AI Summary

The customer reviews paint a highly negative picture of Divvy's past operations, particularly concerning its rent-to-own program, citing severe issues with property maintenance, misleading contract terms, and difficulty recovering deposits or savings upon lease termination or purchase. While one review details a successful, albeit extremely difficult, path to homeownership after acquisition by Maymont Homes, the overwhelming sentiment across the 221 reviews is negative, reflecting deep dissatisfaction with customer service and financial practices.

What customers like

  • One customer successfully navigated a complex process to purchase their home at the appraisal price after significant intervention and support from new ownership (Maymont Homes) and lenders.
  • One customer reported minimal maintenance issues during their lease term and successful resolution of septic and tree removal problems.
  • The company (under BILL) offers robust spend and expense management tools for businesses, including virtual cards and AI-powered expense management.

Main concerns

  • Widespread reports of extremely poor contractor quality and failure to address necessary home repairs (sewage backups, leaks, structural issues) both before and after move-in.
  • Significant customer complaints regarding the rent-to-own program, including inflated purchase prices, failure to return equity/deposits (often citing contract clauses as justification), and misleading information about the process.
  • Severe issues with communication, accountability, and responsiveness, with customers reporting being unable to reach staff or receiving dismissive/unprofessional responses.

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AI Analysis

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